/* ===================================================
   NatiSubs — Dark Finance Dashboard
   Deep navy, glass morphism, gradient accents
   RTL Hebrew (Heebo), mobile-first
   =================================================== */

@import url('https://fonts.googleapis.com/css2?family=Heebo:wght@300;400;500;600;700;800&display=swap');

/* ──── Reset & Base ──── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg:          #070d1f;
  --bg2:         #0a1229;
  --card:        #0d1832;
  --card2:       #111f3e;
  --border:      #1e2d4a;
  --border2:     #2a3f66;
  --blue:        #3b82f6;
  --purple:      #8b5cf6;
  --green:       #10b981;
  --red:         #ef4444;
  --amber:       #f59e0b;
  --text:        #e2e8f0;
  --text-muted:  #64748b;
  --text-dim:    #94a3b8;
  --radius:      14px;
  --radius-sm:   8px;
  --shadow:      0 4px 24px rgba(0,0,0,0.4);
  --shadow-lg:   0 8px 40px rgba(0,0,0,0.6);
  --glow-blue:   0 0 20px rgba(59,130,246,0.3);
  --glow-purple: 0 0 20px rgba(139,92,246,0.3);
}

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: 'Heebo', 'Arial Hebrew', sans-serif;
  background: var(--bg);
  color: var(--text);
  direction: rtl;
  min-height: 100vh;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--blue); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--purple); }

/* ──── Scrollbar ──── */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg2); }
::-webkit-scrollbar-thumb { background: var(--border2); border-radius: 3px; }

/* ──── Navbar ──── */
.navbar {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(7, 13, 31, 0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 24px;
  height: 60px;
  box-shadow: 0 1px 0 var(--border), var(--shadow);
}

.nav-brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1.15rem;
  letter-spacing: -0.02em;
}

.nav-logo { font-size: 1.4rem; }

.nav-title {
  background: linear-gradient(135deg, var(--blue), var(--purple));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  flex-wrap: wrap;
}

.nav-link {
  color: var(--text-dim);
  font-size: 0.875rem;
  font-weight: 500;
  padding: 6px 12px;
  border-radius: var(--radius-sm);
  transition: all 0.2s;
  border: 1px solid transparent;
}

.nav-link:hover {
  color: var(--text);
  background: rgba(59,130,246,0.1);
  border-color: rgba(59,130,246,0.2);
}

.nav-link.active {
  color: #fff;
  background: linear-gradient(135deg, rgba(59,130,246,0.25), rgba(139,92,246,0.25));
  border-color: rgba(139,92,246,0.4);
}

.btn-logout {
  background: rgba(239,68,68,0.12);
  color: var(--red);
  border: 1px solid rgba(239,68,68,0.25);
  padding: 6px 14px;
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 0.875rem;
  font-weight: 500;
  cursor: pointer;
  transition: all 0.2s;
}
.btn-logout:hover { background: rgba(239,68,68,0.22); border-color: var(--red); }

/* ──── Main Content ──── */
.main-content {
  max-width: 1280px;
  margin: 0 auto;
  padding: 28px 24px 60px;
}

/* ──── Alerts ──── */
.alert {
  padding: 14px 20px;
  border-radius: var(--radius-sm);
  margin-bottom: 20px;
  font-weight: 500;
  font-size: 0.9rem;
  border: 1px solid;
}
.alert-success { background: rgba(16,185,129,0.12); border-color: rgba(16,185,129,0.3); color: #6ee7b7; }
.alert-error   { background: rgba(239,68,68,0.12);  border-color: rgba(239,68,68,0.3);  color: #fca5a5; }

/* ──── Page Header ──── */
.page-header {
  display: flex;
  align-items: baseline;
  gap: 16px;
  margin-bottom: 28px;
  flex-wrap: wrap;
}

.page-title {
  font-size: 1.75rem;
  font-weight: 800;
  background: linear-gradient(135deg, var(--text), var(--text-dim));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  letter-spacing: -0.03em;
}

.page-subtitle {
  color: var(--text-muted);
  font-size: 0.9rem;
  font-weight: 400;
}

/* ──── Hero Stats Grid ──── */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
  margin-bottom: 32px;
}

.stat-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  position: relative;
  overflow: hidden;
  transition: all 0.2s;
}

.stat-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  border-radius: var(--radius) var(--radius) 0 0;
}

.stat-card:hover {
  transform: translateY(-2px);
  border-color: var(--border2);
  box-shadow: var(--shadow-lg);
}

.stat-income::before  { background: linear-gradient(90deg, var(--green), #34d399); }
.stat-debt::before    { background: linear-gradient(90deg, var(--red), #f87171); }
.stat-payment::before { background: linear-gradient(90deg, var(--amber), #fcd34d); }
.stat-surplus::before { background: linear-gradient(90deg, var(--blue), var(--purple)); }
.stat-cash::before    { background: linear-gradient(90deg, #06b6d4, var(--blue)); }

.stat-icon { font-size: 1.5rem; margin-bottom: 8px; }
.stat-label { font-size: 0.78rem; color: var(--text-muted); font-weight: 500; margin-bottom: 6px; text-transform: uppercase; letter-spacing: 0.04em; }
.stat-value { font-size: 1.4rem; font-weight: 700; letter-spacing: -0.02em; }
.stat-sub { font-size: 0.72rem; color: var(--text-muted); margin-top: 4px; }

.stat-income .stat-value  { color: var(--green); }
.stat-debt .stat-value    { color: var(--red); }
.stat-payment .stat-value { color: var(--amber); }
.stat-surplus .stat-value { color: var(--blue); }
.stat-cash .stat-value    { color: #22d3ee; }

/* ──── Glass Card ──── */
.glass-card {
  background: rgba(13, 24, 50, 0.7);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  transition: all 0.2s;
}
.glass-card:hover { border-color: var(--border2); box-shadow: var(--shadow); }

/* ──── Section ──── */
.section { margin-bottom: 32px; }

.section-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 18px;
  flex-wrap: wrap;
  gap: 12px;
}

.section-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -0.02em;
}

/* ──── Table ──── */
.table-wrapper {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  overflow-x: auto;
}

.table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.875rem;
}

.table thead tr { background: rgba(30,45,74,0.6); }
.table th {
  padding: 12px 16px;
  text-align: right;
  font-weight: 600;
  font-size: 0.775rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  border-bottom: 1px solid var(--border);
  white-space: nowrap;
}

.table td {
  padding: 14px 16px;
  border-bottom: 1px solid rgba(30,45,74,0.5);
  vertical-align: middle;
}

.table tbody tr { transition: background 0.15s; }
.table tbody tr:hover { background: rgba(59,130,246,0.05); }
.table tbody tr:last-child td { border-bottom: none; }

/* ──── Amounts ──── */
.amount-positive { color: var(--green); font-weight: 600; }
.amount-negative { color: var(--red);   font-weight: 600; }
.text-muted      { color: var(--text-muted); font-size: 0.85rem; }

/* ──── Badges ──── */
.badge {
  display: inline-flex;
  align-items: center;
  padding: 3px 10px;
  border-radius: 20px;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  white-space: nowrap;
}
.badge-success { background: rgba(16,185,129,0.15);  color: #6ee7b7; border: 1px solid rgba(16,185,129,0.3); }
.badge-danger  { background: rgba(239,68,68,0.15);   color: #fca5a5; border: 1px solid rgba(239,68,68,0.3); }
.badge-warning { background: rgba(245,158,11,0.15);  color: #fcd34d; border: 1px solid rgba(245,158,11,0.3); }
.badge-info    { background: rgba(59,130,246,0.15);  color: #93c5fd; border: 1px solid rgba(59,130,246,0.3); }
.badge-purple  { background: rgba(139,92,246,0.15);  color: #c4b5fd; border: 1px solid rgba(139,92,246,0.3); }
.badge-muted   { background: rgba(100,116,139,0.15); color: #94a3b8; border: 1px solid rgba(100,116,139,0.3); }

/* ──── Buttons ──── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 20px;
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 0.875rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s;
  border: 1px solid transparent;
  white-space: nowrap;
}
.btn-primary {
  background: linear-gradient(135deg, var(--blue), var(--purple));
  color: #fff;
  box-shadow: 0 4px 14px rgba(59,130,246,0.35);
}
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(59,130,246,0.5); color: #fff; }
.btn-outline {
  background: transparent;
  color: var(--blue);
  border-color: rgba(59,130,246,0.35);
}
.btn-outline:hover { background: rgba(59,130,246,0.1); border-color: var(--blue); color: var(--blue); }
.btn-danger {
  background: rgba(239,68,68,0.15);
  color: var(--red);
  border-color: rgba(239,68,68,0.3);
}
.btn-danger:hover { background: rgba(239,68,68,0.25); }
.btn-sm { padding: 6px 14px; font-size: 0.8rem; }
.btn-xs { padding: 4px 10px; font-size: 0.75rem; }

/* ──── Progress Bar ──── */
.progress-bar-wrap {
  width: 100%;
  background: rgba(30,45,74,0.8);
  border-radius: 20px;
  height: 8px;
  overflow: hidden;
  margin-top: 6px;
}
.progress-bar {
  height: 100%;
  border-radius: 20px;
  background: linear-gradient(90deg, var(--blue), var(--purple));
  transition: width 0.6s ease;
  position: relative;
}
.progress-bar.danger  { background: linear-gradient(90deg, var(--red), #f87171); }
.progress-bar.warning { background: linear-gradient(90deg, var(--amber), #fcd34d); }
.progress-bar.success { background: linear-gradient(90deg, var(--green), #34d399); }

/* ──── Loan Cards ──── */
.loan-cards {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 18px;
  margin-bottom: 32px;
}

.loan-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  transition: all 0.2s;
  position: relative;
  overflow: hidden;
}
.loan-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  border-radius: var(--radius) var(--radius) 0 0;
  background: linear-gradient(90deg, var(--blue), var(--purple));
}
.loan-card.high-interest::after { background: linear-gradient(90deg, var(--red), #f87171); }
.loan-card.med-interest::after  { background: linear-gradient(90deg, var(--amber), #fcd34d); }
.loan-card.low-interest::after  { background: linear-gradient(90deg, var(--green), #34d399); }
.loan-card:hover { transform: translateY(-2px); border-color: var(--border2); box-shadow: var(--shadow-lg); }

.loan-card-header { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 14px; gap: 10px; }
.loan-card-name { font-weight: 700; font-size: 0.95rem; flex: 1; }
.loan-card-lender { font-size: 0.78rem; color: var(--text-muted); margin-top: 3px; }
.loan-card-meta { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 14px; }
.loan-card-amount { font-size: 1.5rem; font-weight: 700; color: var(--red); letter-spacing: -0.03em; }
.loan-card-monthly { font-size: 0.8rem; color: var(--text-muted); }
.loan-card-footer { display: flex; justify-content: space-between; align-items: center; margin-top: 12px; font-size: 0.8rem; color: var(--text-muted); }
.loan-progress-label { display: flex; justify-content: space-between; font-size: 0.72rem; color: var(--text-muted); margin-top: 4px; }

/* ──── Quick Actions ──── */
.quick-actions { margin-top: 32px; }
.action-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 14px;
  margin-top: 16px;
}
.action-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 22px 16px;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-dim);
  transition: all 0.2s;
  cursor: pointer;
}
.action-card:hover { transform: translateY(-2px); border-color: var(--border2); background: var(--card2); color: var(--text); box-shadow: var(--shadow); }
.action-icon { font-size: 1.8rem; }
.action-income:hover  { border-color: rgba(16,185,129,0.4); box-shadow: 0 4px 20px rgba(16,185,129,0.15); }
.action-expense:hover { border-color: rgba(239,68,68,0.4);  box-shadow: 0 4px 20px rgba(239,68,68,0.15); }
.action-loan:hover    { border-color: rgba(59,130,246,0.4);  box-shadow: 0 4px 20px rgba(59,130,246,0.15); }
.action-plan:hover    { border-color: rgba(139,92,246,0.4);  box-shadow: 0 4px 20px rgba(139,92,246,0.15); }

/* ──── Hero Banner (Dashboard) ──── */
.hero-banner {
  background: linear-gradient(135deg, rgba(59,130,246,0.12), rgba(139,92,246,0.12));
  border: 1px solid rgba(139,92,246,0.25);
  border-radius: var(--radius);
  padding: 28px 32px;
  margin-bottom: 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.hero-text h2 { font-size: 1.35rem; font-weight: 800; letter-spacing: -0.03em; }
.hero-text p { color: var(--text-muted); font-size: 0.875rem; margin-top: 4px; }
.hero-badge {
  background: linear-gradient(135deg, var(--blue), var(--purple));
  color: #fff;
  padding: 8px 20px;
  border-radius: 24px;
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: -0.01em;
  box-shadow: var(--glow-blue);
  white-space: nowrap;
}

/* ──── Monthly Page ──── */
.accounts-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 32px;
}

.account-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}

.account-header {
  padding: 18px 20px;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.account-header.blue-header { background: linear-gradient(135deg, rgba(59,130,246,0.15), rgba(139,92,246,0.15)); }
.account-header.green-header { background: linear-gradient(135deg, rgba(16,185,129,0.12), rgba(6,182,212,0.12)); }

.account-name { font-weight: 700; font-size: 1rem; }
.account-bank { font-size: 0.78rem; color: var(--text-muted); margin-top: 2px; }
.account-balance { text-align: left; }
.account-balance-label { font-size: 0.72rem; color: var(--text-muted); text-align: left; }
.account-balance-value { font-size: 1.15rem; font-weight: 700; }

.account-body { padding: 0; }

.account-section-title {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  padding: 12px 20px 8px;
  border-bottom: 1px solid rgba(30,45,74,0.4);
}

.account-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 20px;
  border-bottom: 1px solid rgba(30,45,74,0.3);
  font-size: 0.875rem;
  gap: 12px;
}
.account-row:last-child { border-bottom: none; }
.account-row:hover { background: rgba(59,130,246,0.04); }
.row-desc { flex: 1; color: var(--text-dim); }
.row-amount { font-weight: 600; white-space: nowrap; }
.row-badge { margin-right: 6px; }

.account-total {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 20px;
  background: rgba(30,45,74,0.4);
  border-top: 1px solid var(--border);
  font-weight: 700;
  font-size: 0.9rem;
}
.account-surplus {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 20px;
  font-weight: 800;
  font-size: 1rem;
}
.surplus-positive { color: var(--green); }
.surplus-negative { color: var(--red); }

/* ──── Combined Summary ──── */
.combined-summary {
  background: linear-gradient(135deg, rgba(59,130,246,0.08), rgba(139,92,246,0.08));
  border: 1px solid rgba(139,92,246,0.25);
  border-radius: var(--radius);
  padding: 24px;
  margin-bottom: 32px;
}
.combined-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 0;
  font-size: 0.9rem;
  border-bottom: 1px solid rgba(30,45,74,0.3);
}
.combined-row:last-child { border-bottom: none; }
.combined-total {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0 0;
  font-size: 1.15rem;
  font-weight: 800;
  letter-spacing: -0.02em;
}

/* ──── Plan Page ──── */
.plan-hero {
  background: linear-gradient(135deg, rgba(59,130,246,0.15) 0%, rgba(139,92,246,0.15) 50%, rgba(16,185,129,0.08) 100%);
  border: 1px solid rgba(139,92,246,0.3);
  border-radius: var(--radius);
  padding: 36px;
  margin-bottom: 36px;
  text-align: center;
}
.plan-hero h1 { font-size: 2rem; font-weight: 800; letter-spacing: -0.04em; margin-bottom: 8px; }
.plan-hero p { color: var(--text-muted); font-size: 1rem; max-width: 600px; margin: 0 auto; }

.timeline { position: relative; padding-right: 40px; }
.timeline::before {
  content: '';
  position: absolute;
  right: 16px; top: 0; bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, var(--blue), var(--purple), var(--green));
  opacity: 0.4;
}

.timeline-step {
  position: relative;
  margin-bottom: 32px;
}

.timeline-dot {
  position: absolute;
  right: -32px;
  top: 20px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  border: 2px solid var(--blue);
  background: var(--bg);
  box-shadow: var(--glow-blue);
}

.step-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all 0.2s;
}
.step-card:hover { transform: translateX(-4px); border-color: var(--border2); box-shadow: var(--shadow-lg); }

.step-header {
  padding: 18px 24px;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.step-header.blue-grad   { background: linear-gradient(135deg, rgba(59,130,246,0.18), rgba(139,92,246,0.12)); }
.step-header.purple-grad { background: linear-gradient(135deg, rgba(139,92,246,0.18), rgba(59,130,246,0.12)); }
.step-header.green-grad  { background: linear-gradient(135deg, rgba(16,185,129,0.18), rgba(6,182,212,0.12)); }
.step-header.amber-grad  { background: linear-gradient(135deg, rgba(245,158,11,0.18), rgba(239,68,68,0.12)); }

.step-number {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--blue);
  margin-bottom: 4px;
}
.step-title { font-size: 1.1rem; font-weight: 800; letter-spacing: -0.02em; }
.step-date { font-size: 0.8rem; color: var(--text-muted); margin-top: 2px; }
.step-amount {
  font-size: 1.5rem;
  font-weight: 800;
  letter-spacing: -0.03em;
}
.step-amount.positive { color: var(--green); }
.step-amount.negative { color: var(--red); }

.step-body { padding: 20px 24px; }
.step-details { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 12px; margin-bottom: 16px; }
.detail-item { background: rgba(30,45,74,0.4); border: 1px solid var(--border); border-radius: var(--radius-sm); padding: 12px 14px; }
.detail-label { font-size: 0.72rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.04em; margin-bottom: 4px; }
.detail-value { font-size: 1rem; font-weight: 700; }
.step-target {
  background: linear-gradient(135deg, rgba(16,185,129,0.1), rgba(59,130,246,0.08));
  border: 1px solid rgba(16,185,129,0.25);
  border-radius: var(--radius-sm);
  padding: 12px 16px;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  font-weight: 600;
}
.step-target-icon { font-size: 1.2rem; }

/* ──── Empty State ──── */
.empty-state {
  text-align: center;
  padding: 60px 20px;
  color: var(--text-muted);
}
.empty-icon { font-size: 3rem; margin-bottom: 16px; }

/* ──── Form Elements ──── */
.form-group { margin-bottom: 18px; }
.form-label { display: block; font-size: 0.8rem; font-weight: 600; color: var(--text-dim); margin-bottom: 6px; text-transform: uppercase; letter-spacing: 0.04em; }
.form-control {
  width: 100%;
  padding: 10px 14px;
  background: var(--card2);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  color: var(--text);
  font-family: inherit;
  font-size: 0.9rem;
  transition: all 0.2s;
  outline: none;
}
.form-control:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(59,130,246,0.15); }
.form-control::placeholder { color: var(--text-muted); }
select.form-control option { background: var(--card2); }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-actions { display: flex; gap: 12px; justify-content: flex-end; padding-top: 8px; }

/* ──── Section Divider ──── */
.section-divider {
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--border), transparent);
  margin: 28px 0;
}

/* ──── Loan Table for /loans ──── */
.loans-table-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}

/* ──── Analysis page ──── */
.analysis-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.chart-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
}

/* ──── Mobile ──── */
@media (max-width: 1024px) {
  .stats-grid { grid-template-columns: repeat(3, 1fr); }
  .accounts-grid { grid-template-columns: 1fr; }
  .analysis-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .navbar { padding: 0 16px; flex-wrap: wrap; height: auto; padding-top: 10px; padding-bottom: 10px; gap: 8px; }
  .main-content { padding: 16px 14px 50px; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
  .stat-value { font-size: 1.15rem; }
  .page-title { font-size: 1.35rem; }
  .hero-banner { flex-direction: column; padding: 20px; }
  .timeline { padding-right: 28px; }
  .timeline-dot { right: -22px; }
  .step-details { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .action-grid { grid-template-columns: repeat(2, 1fr); }
  .loan-cards { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .nav-links { gap: 2px; }
  .nav-link { padding: 5px 8px; font-size: 0.8rem; }
  .stat-value { font-size: 1rem; }
  .step-details { grid-template-columns: 1fr; }
  .accounts-grid { grid-template-columns: 1fr; }
  .table th, .table td { padding: 10px 10px; font-size: 0.8rem; }
}

/* ──── Monthly Old classes (keep for compat) ──── */
.monthly-summary { display: flex; align-items: center; gap: 16px; background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 20px 24px; margin-bottom: 24px; flex-wrap: wrap; }
.summary-item { flex: 1; min-width: 120px; }
.summary-label { font-size: 0.75rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.04em; }
.summary-value { font-size: 1.2rem; font-weight: 700; margin-top: 4px; }
.summary-in .summary-value { color: var(--green); }
.summary-out .summary-value { color: var(--red); }
.summary-positive .summary-value { color: var(--blue); }
.summary-negative .summary-value { color: var(--red); }
.summary-arrow { font-size: 1.4rem; color: var(--text-muted); }
.monthly-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.monthly-section { background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.monthly-section.full-width { grid-column: 1 / -1; }
.monthly-section-header { display: flex; justify-content: space-between; align-items: center; padding: 14px 18px; background: rgba(30,45,74,0.5); font-weight: 700; font-size: 0.9rem; border-bottom: 1px solid var(--border); }
.income-header { background: rgba(16,185,129,0.12); }
.expense-header { background: rgba(239,68,68,0.1); }
.loan-header { background: rgba(59,130,246,0.1); }
.monthly-table { width: 100%; border-collapse: collapse; font-size: 0.85rem; }
.monthly-table th { padding: 10px 14px; text-align: right; color: var(--text-muted); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.04em; border-bottom: 1px solid var(--border); }
.monthly-table td { padding: 11px 14px; border-bottom: 1px solid rgba(30,45,74,0.4); }
.monthly-table tr:last-child td { border-bottom: none; }
.monthly-table tfoot td { background: rgba(30,45,74,0.4); font-weight: 700; }
.section-total { font-weight: 700; font-size: 1rem; }
.table-total td { font-weight: 700; background: rgba(30,45,74,0.4); }
.net-summary { background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; margin-top: 24px; max-width: 480px; margin-right: auto; }
.net-row { display: flex; justify-content: space-between; padding: 8px 0; font-size: 0.9rem; }
.net-divider { height: 1px; background: var(--border); margin: 12px 0; }
.net-total { font-size: 1.05rem; font-weight: 800; }
.net-note { font-size: 0.75rem; color: var(--text-muted); margin-top: 14px; border-top: 1px solid var(--border); padding-top: 12px; }
.empty-row { padding: 20px 16px; color: var(--text-muted); font-size: 0.875rem; }

/* ──── Login ──── */
.login-wrap {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background: radial-gradient(ellipse at center top, rgba(59,130,246,0.12) 0%, var(--bg) 60%);
}
.login-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px;
  width: 100%;
  max-width: 380px;
  box-shadow: var(--shadow-lg);
  text-align: center;
}
.login-logo { font-size: 2.5rem; margin-bottom: 16px; }
.login-title { font-size: 1.5rem; font-weight: 800; margin-bottom: 6px; letter-spacing: -0.03em; }
.login-sub { color: var(--text-muted); font-size: 0.875rem; margin-bottom: 30px; }